We offer flexible forms of financing for Apple devices for businesses, which enable the use of state-of-the-art technology without the need to incur high, one-off costs. Thanks to operating leases, finance leases and long-term rental, you can tailor the financing model to the needs of your organisation.

Available funding options

1. Operating lease

• Apple equipment is used by the company in exchange for monthly instalments. At the end of the lease period, the customer can buy out the device for a small percentage of its value or return it.
• Main advantages:
• Low initial costs – no need to commit large capital.
• Monthly lease instalments can be fully recognised as tax-deductible costs, which lowers the tax base.
• The option of regular equipment upgrades to newer models.

2. Finance lease

• The Apple device becomes the customer's property upon completion of the agreement, after payment of the final instalment.
• Main advantages:
• The equipment is depreciated by the company, which provides additional tax benefits.
• The option to continue using the device after the contract ends without any additional buy-out costs.
• Ideal for businesses planning to use the equipment over the long term.

3. Long-term rental

• The customer uses Apple devices for a fixed period (usually 12–36 months), paying a fixed monthly fee. At the end of the lease, the equipment is returned and the customer can sign a new contract for newer models.
• Main advantages:
• Fixed, predictable monthly costs, which also include servicing and insurance.
• There is no obligation to purchase the equipment at the end of the contract.
• The opportunity to regularly upgrade equipment, enabling you to benefit from the latest technologies.

Operating lease:

• Example: MacBook Air M2, net price 6,000 zł.
• 24-month contract: monthly instalment of approx. 250–300 zł net.

Finance lease:

• Example: iPhone 15 Pro, net value 5,000 PLN.
• 24-month contract: monthly instalment of approx. 220–260 zł net.

Long-term hire:

• Example: iPad Pro 12.9, net value 7,000 zł.
• 36-month contract: monthly instalment of approx. 220–250 PLN net (including servicing and insurance).

• Capital preservation:The option to spread the costs over several months without having to make large one-off payments.
• Flexibility: Matching the financing model to the company's needs and the possibility of regular equipment upgrades to newer models.
• Technical support: The ability to use the latest Apple solutions without worrying about rapid technological ageing.
• Convenience: The option to include servicing and insurance in the monthly payments under the long-term rental model.

• We work with reputable financial partners, which allows us to offer attractive terms.
• We understand the needs of business clients and help in choosing the optimal financing model.
• We offer comprehensive support – from needs analysis and paperwork, all the way to equipment delivery and servicing.

Contact us for a bespoke Apple device financing quote tailored to your business needs!